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Shaping the future of trusted identity and payment solutions

Over 20 years’ experience in the secure identification and payment industries

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Software

COTS Transaction Network Processor

Immediate card issuance software

Sends full records to the issuer’s transaction processing network

COTS Transaction Network Processor has been designed to efficiently send full records (not just skeleton records) to the issuer’s transaction processing network. As a result, cardholders can use their cards immediately with all available merchants.

Full address, phone, date of birth, social security number, products and limits are immediately sent giving the card issuer a unique level of transaction processing integration.

Skeleton records include name, business name, PAN, PIN offset, and an expiry date.

Available networks

COOP (Efunds)
ELAN
First Data – Omaha
First Data – Wilmington (star)
FIS
Fiserv EFT / card services
JHA passport / CPS
Mastercard IPS
Visa DPS (standard/enhanced)
Worldpay
Additional processors integrated as needed

Related products

Xpressi™ Instant issuance

• Instant issuance applications in the financial sector • Smart chip personalization • Increase customer convenience • EMV compliant

COTS Connect API

• Add-on that can be used to enhance the basic COTS package • Integrated direct, through the core or through third party applications • Ideal for banks and financial institutions

COTS Batch Card Printing Module

• Print and encode EMV cards in manageable batches • Print card mailers • Reduce the risk of CAM alerts and data breaches • Produce all card re-issues in branch

Related markets

Financial Services

Complete hardware and software solutions for financial issuance • Digital payments • In-branch instant issuance • EMV debit and credit card personalization

Related technologies

Self-service issuance

Quickly issue cards directly to customers wallets using a self-service kiosk solution

Financial instant issuance

Integrated software and hardware solutions for on-demand, in-branch financial card issuance

EMV instant issuance software – COTS

• PCI and EMV compliant • Unlimited users per branch, no cost per card, no annual license fee • Complete reporting and administrative tools

Self-issuance kiosks

• Self service instant card issuance for financial card applications • EMV compliant • Superior customer service levels